Creating an algorithm for the stock market to win Goldman Sachs Portfolio Challenge, selling her first marketing plan to Prudential, becoming a founding employee of FINRA, authoring the first ever African American Financial Experience study, inventing the top financial literacy product in the world, and being named the “Next Steve Jobs” by Forbes – all by age 30, Angel Rich has earned the title Wealth Pioneer.

In 2009, Rich became a Global Market Research Analyst for Prudential Financial. While there she conducted over 70 financial behavior studies including the Obama’s Veterans Initiative. During her final year at Prudential, she helped the company’s Annuities division grow from #16 in Service to #4, helping the company save $6 billlion. Rich left Prudential to found The Wealth Factory with a mission to provide equal access to financial literacy to everyone, everywhere via education technology games, curriculum, and fintech products.
In 2017 she released the first financial literacy mobile game to market titled CreditStacker. CreditStacker exceeded 200,000 downloads in 60 countries within two weeks. In addition to climbing to #1 education app in 14 countries, CreditStacker has garnered numerous accolades including top 5 in 40 on Apple, Top 10 in the world by Google, and also named the best financial literacy product in the country by The White House, Department of Education, and JP Morgan Chase. That year, Rich also released her first book – The History of the Black Dollar – with the foreword written by Dr. Maya Rockeymoore-Cummings. The book takes readers on an economic journey through history to depict the major milestones, historic figures and upcoming leaders. She was awarded Hamptonian of the Year, HBCU 30 Under 30, Hampton 40 Under 40, and Google Top 30 Black Female Founders.
In 2018, the United Nations named her one of the Top 100 Most Influential People in the African Diaspora and one of five Icons. In 2019, she released her second book, Black Woman Politics, and was honored as a historic figure at the Sandy Spring Slave Museum. She is most proud to be Vice Chair of the financial literacy council after appointment from the Mayor of DC, designing the financial literacy recommendations for the city.
In 2020, Rich graduated from the Nasdaq Entrepreneurship Center, HillVets Lead program and 1871’s first accelerator for women in fintech. She also co-created the MIT Hacking Racism Challenge for #BlackTechMatters in partnership with MIT producing the largest Black hackathon in the country with over 1,500 participants and 100 partners, including 20 HBCUs.
Later that year she strategically launched CreditRich an artificial intelligence fintech app that rounds up users spare change to pay bills intelligently and increase their credit score in partnership with Experian, making it the first Black American company to have an institutional partnership with a credit bureau. Since then, CreditRich has grown to over a $1.5 Billion valuation and has secured many other historic partnerships.

In 2021 she announced their partnership with Experian, making it the first Black American company to have an institutional partnership with a credit bureau. She also worked with Ansrsource to create online courses for Black History with History of the Black Dollar and Financial Literacy with WealthyLife.
CreditRich has continued to make history.

In 2022, Angel announced her partnership with Visa and CreditRich’s new status as the first black woman-owned neobank. CreditRich’s partnership with Qolo was featured in Forbes, announcing the company’s $1.5 Billion valuation.